Southern Michigan Bank & Trust: branch locations

Southern Michigan Bank & Trust is an FDIC-insured bank with 17 branches in 1 state in our list. Its main office address in the FDIC records is 45 W Pearl St, Coldwater, MI 49036.

Contact details

Main office45 W Pearl St, Coldwater, MI 49036
Official websitewww.smb-t.com
FDIC certificate5019

The website address is the one the bank reported to the FDIC. Phone numbers are not part of the FDIC data, so use the number on your card or the bank’s own website.

Where Southern Michigan Bank & Trust has branches

StateBranches
Michigan17

All Southern Michigan Bank & Trust branches

Showing 17 of 17

CityStateBranchAddressZIPMap
Battle Creek MI Battle Creek Branch 5350 Beckley Road, B Drive North 49015 Map
Centreville MI Centreville Branch 235 E Main St 49032 Map
Coldwater MI Chicago Street Branch 2 W Chicago St 49036 Map
Coldwater MI Southern Michigan Bank & Trust (main office) 45 W Pearl St 49036 Map
Constantine MI Constantine Branch 345 N Washington St 49042 Map
Hillsdale MI Hillsdale Branch 10 E Carleton Rd 49242 Map
Jackson MI Jackson - the 200 Branch 200 N. Jackson Street 49201 Map
Jackson MI Southern Michigan Bank & Trust Branch 3970 Weatherwax Drive 49203 Map
Marshall MI Marshall Branch 1110 W Michigan Ave 49068 Map
Mendon MI Mendon Branch 136 N Nottawa St 49072 Map
Portage MI Portage Branch 531 W Kilgore Rd 49024 Map
Portage MI Southern Michigan Bank and Trust 650 Trade Centre Way Ste 120 49002 Map
Sturgis MI Sturgis Branch 200 John St 49091 Map
Sturgis MI Southern Michigan Bank & Trust Branch 711 South Centerville Road 49091 Map
Tekonsha MI Tekonsha Branch 202 N Main St 49092 Map
Three Rivers MI Westland Branch 58665 U.S. 131 49093 Map
Union City MI Union City Branch 225 N Broadway St 49094 Map

Source: FDIC BankFind Suite, retrieved 2026-09-20. This site is independent and is not affiliated with Southern Michigan Bank & Trust. Confirm branch details with the bank.

Frequently asked questions

How many branches does Southern Michigan Bank & Trust have?

Our list has 17 branches of Southern Michigan Bank & Trust, in Michigan (17). The number changes as branches open and close.

Where is Southern Michigan Bank & Trust headquartered?

The FDIC lists the main office at 45 W Pearl St, Coldwater, MI 49036.

Is Southern Michigan Bank & Trust FDIC-insured?

According to the FDIC BankFind data, Southern Michigan Bank & Trust is an active FDIC-insured institution (certificate number 5019). Confirm any bank you plan to use in the FDIC’s BankFind tool.