First Federal Bank: branch locations

First Federal Bank is an FDIC-insured bank with 26 branches in 2 states in our list. Its main office address in the FDIC records is 4705 W Us Highway 90, Lake City, FL 32055.

Contact details

Main office4705 W Us Highway 90, Lake City, FL 32055
Official websitewww.ffbf.com
FDIC certificate31313

The website address is the one the bank reported to the FDIC. Phone numbers are not part of the FDIC data, so use the number on your card or the bank’s own website.

Where First Federal Bank has branches

StateBranches
Florida25
South Carolina1

All First Federal Bank branches

Showing 26 of 26

CityStateBranchAddressZIPMap
Bonifay FL Bonifay Branch 300 N Waukesha St 32425 Map
Chipley FL Chipley Branch 1012 Main St 32428 Map
Dowling Park FL Dowling Park Branch 11035 County Road 136 32060 Map
Fernandina Beach FL Fernandina Main Office Branch 1891 S 14th St 32034 Map
Gainesville FL Gainesville 4200 Sw 34th St 32608 Map
Gainesville FL Oak Hammock Branch 5100 Sw 25th Blvd 32608 Map
Graceville FL Graceville Branch 962 8th Ave 32440 Map
Jacksonville FL Touchton Road Branch 9700 Touchton Road 32246 Map
Jasper FL Jasper Branch 507 Hatley St W 32052 Map
Lake City FL Highway 90 W. Branch 2571 W Us Highway 90 32055 Map
Lake City FL First Federal Bank (main office) 4705 W Us Highway 90 32055 Map
Lake City FL 1255 South First Street Branch 707 Sw Main Blvd 32025 Map
Live Oak FL Live Oak Branch 1102 Ohio Ave N 32064 Map
Live Oak FL South Ohio Avenue Branch 804 Ohio Ave S 32064 Map
Macclenny FL Macclenny Branch 784 S 6th St 32063 Map
Marianna FL Marianna West Office 4215 Lafayette St 32446 Map
Marianna FL Chipola Community Branch 4701 Highway 90 32446 Map
Mayo FL Highway 51 N. Branch 187 N Fletcher Ave 32066 Map
Ocala FL Hwy 40 Branch 5860 W Highway 40 34482 Map
Ocala FL On Top of the World Branch 8399 Sw 80th St 34481 Map
Ocala FL Ocala First Avenue Branch 910 Sw 1st Ave 34471 Map
Panama City FL First Federal Bank of Florida Branch 415 N Richard Jackson Blvd 32407 Map
Starke FL Starke Branch 841 S Walnut St 32091 Map
Yulee FL Wildlight Branch 40 Floco Ave 32097 Map
Yulee FL Yulee Branch 463845 State Road 200 32097 Map
Beaufort SC Sea Island Branch 36 Sea Island Pkwy 29907 Map

Source: FDIC BankFind Suite, retrieved 2026-09-20. This site is independent and is not affiliated with First Federal Bank. Confirm branch details with the bank.

Frequently asked questions

How many branches does First Federal Bank have?

Our list has 26 branches of First Federal Bank, in Florida (25) and South Carolina (1). The number changes as branches open and close.

Where is First Federal Bank headquartered?

The FDIC lists the main office at 4705 W Us Highway 90, Lake City, FL 32055.

Is First Federal Bank FDIC-insured?

According to the FDIC BankFind data, First Federal Bank is an active FDIC-insured institution (certificate number 31313). Confirm any bank you plan to use in the FDIC’s BankFind tool.